Ontario Duplex Calculators — Cap Rate & Cashflow
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Payment Amount

$1,642
Bi-weekly
Purchase Price $650,000
Down Payment $130,000
Mortgage Amount $520,000
CMHC Insurance $0
Total Interest Paid $392,468
Total Cost of Mortgage $912,468
Principal Interest
57% principal 43% interest

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Monthly Cashflow

+$412
After all expenses + mortgage

Cap Rate

5.2%
Net Operating Income / Price

Cash-on-Cash ROI

3.8%
Annual cashflow / down payment

5-Year Total ROI

41%
Incl. equity + appreciation
Gross Monthly Rent $4,000
Vacancy Loss −$200
Effective Gross Income $3,800
Total Monthly Expenses −$1,792
Net Operating Income (NOI) $2,008/mo
Monthly Mortgage Payment −$2,820
Net Monthly Cashflow +$412

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Monthly Payment
$3,166
Total Interest
$429,932
Paid Off In
25 yrs
Period Payment Principal Interest Balance Equity %
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